YES BANK AI Inside Credit Card

YES BANK · Lifetime free

A free card with cashback of up to 3%.

What the bank says

• Up to 3% assured cashback on spends
• Zero foreign currency markup
• 1% fuel surcharge waiver
• Lifetime free

Things that catch people out

• YES BANK says “up to 3%” with conditions marked by an asterisk and does not give the rates, caps or exclusions on the page, so the card is not ranked.

Joining fee: ₹0. Foreign currency markup: 0%.

The facts

• Annual fee: none, free forever
• Fee waived at: no fee to waive
• Domestic lounge visits: not published
• Minimum income: not published

Read from YES BANK’s own page on 2026-09-30.

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