YES BANK ACE Credit Card

YES BANK · ₹499 a year · fee waived on ₹50,000 of annual spend

YES BANK’s entry rewards card, previously called YES Prosperity Rewards Plus.

What the bank says

• 8 YES Rewardz points per ₹200 online, 4 per ₹200 offline and 2 on other spends, capped at 5,000 points a statement
• First-year fee of ₹499 reversed on ₹5,000 of spend in the first month
• Renewal fee of ₹499 reversed on ₹50,000 of spend in the year
• Fuel surcharge waiver
• Buy 1 Get 1 offer on coffee at malls

Things that catch people out

• Applicants must be 21 to 60 years old with a net salary of ₹25,000 a month or a tax return of ₹7.5 lakh, and cannot already hold a YES BANK credit card.
• YES BANK states no rupee value for its reward points on this page, so we do not rank it.
• YES BANK changed its foreign currency markup on 15 June 2026 and does not state the new figure on this page, so we show none.
• Fees and exclusions are in the bank’s Most Important Terms and Conditions; check them before you apply.

Joining fee: ₹499. Foreign currency markup: not published.

Read from YES BANK’s own page on 2026-09-30.

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