AU Zenith Credit Card

AU Small Finance Bank · ₹7,999 a year · fee waived on ₹5,00,000 of annual spend

AU’s premium points card with lounge visits and a monthly spend bonus.

What the bank says

• Up to 5X Reward Points on dining, groceries and more
• 1,000 bonus points on ₹50,000 of retail spend in a statement
• 2 complimentary domestic and international lounge visits a quarter
• Forex markup of 3.49%

Things that catch people out

• AU does not state what an AU Rewardz point is worth in rupees, so the card is listed with its facts and not ranked.
• The fee is waived in the first year on ₹1.25 lakh spent in 90 days.

Joining fee: ₹7,999. Foreign currency markup: 3.49%.

The facts

• Annual fee: ₹7,999
• Fee waived at: ₹5,00,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: not published

Read from AU Small Finance Bank’s own page on 2026-10-06.

More from AU Small Finance Bank

• AU Altura Credit Card
• AU InstaPay RuPay Credit Card
• AU SPONT Credit Card
• AU Altura Plus Credit Card
• AU Ananta Credit Card
• AU KOSMO Credit Card
• AU Laksya Credit Card
• AU LIT Credit Card

All AU Small Finance Bank credit cards · All 538 cards · Which card pays you the most?