RBL Bank Insignia Preferred Banking Credit Card

RBL Bank · ₹7,000 a year · fee waived on ₹10,00,000 of annual spend

A premium card for RBL Bank’s Insignia Preferred Banking clients.

Base rate: 1.25% as Reward Point.

What the bank says

• 5 reward points per ₹100 in India, 10 abroad
• 28,000 welcome points
• Foreign currency markup of 1.5%
• Priority Pass with 6 international visits a year

Where it pays more

• 2.5% on international spends (10 points per ₹100)

Things that catch people out

• No annual fee for Insignia Preferred Banking customers.
• No points on fuel, rent, utilities, insurance, education, wallet loads or government payments.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹7,000. Foreign currency markup: 1.5%.

Read from RBL Bank’s own page on 2026-09-16.

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