AU Zenith+ Credit Card

AU Small Finance Bank · ₹4,999 a year · fee waived on ₹8,00,000 of annual spend

AU’s metal card with a low forex markup and premium perks.

What the bank says

• Up to 2 Reward Points per ₹100 on dining, travel and international spends
• Brand voucher worth ₹5,000 or 5,000 points on joining
• Domestic and international lounge access, golf and BookMyShow benefits
• Forex markup of 0.99%

Things that catch people out

• AU does not state what an AU Rewardz point is worth in rupees, so the card is listed with its facts and not ranked.
• Salaried applicants need a monthly net income of ₹2.5 lakh.

Joining fee: ₹4,999. Foreign currency markup: 0.99%.

The facts

• Annual fee: ₹4,999
• Fee waived at: ₹8,00,000 of spend a year
• Domestic lounge visits: not published
• Minimum income: ₹30,00,000 a year

Read from AU Small Finance Bank’s own page on 2026-10-06.

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