IDBI Bank Imperium Platinum Credit Card

IDBI Bank · ₹499 a year · fee waived on ₹75,000 of annual spend

A Visa Platinum card issued against a fixed deposit.

What the bank says

• Issued against your own fixed deposit, with a limit up to 85% of it
• 2 Delight Points for every ₹150 spent
• 500 bonus points on activation and 500 on a first spend of ₹1,500
• Bonus points at ₹1 lakh and ₹2 lakh of annual spend
• Annual fee waived on spends above ₹75,000

Things that catch people out

• IDBI Bank states no rupee value for a Delight Point on this card’s page, so we do not rank it.
• Delight Points are not earned on the transaction categories IDBI Bank exempts.
• It is a secured card, backed by a fixed deposit with IDBI Bank.

Joining fee: ₹499. Foreign currency markup: not published.

Read from IDBI Bank’s own page on 2026-09-30.

All 439 cards · Your best cards