IDBI Bank Winnings RuPay Select Credit Card

IDBI Bank · ₹899 a year · fee waived on ₹90,000 of annual spend

A RuPay Select card that earns IDBI Delight Points.

What the bank says

• 2 Delight Points for every ₹100 spent
• 500 bonus points on activation and 500 on a first spend of ₹1,000
• Bonus points at ₹1 lakh and ₹2 lakh of annual spend
• ₹10 lakh accidental death and disability cover
• Annual fee of ₹899 from the second year, waived on spends above ₹90,000
• 1% fuel surcharge waiver, up to ₹400 a month

Things that catch people out

• IDBI Bank states no rupee value for a Delight Point on this card’s page, so we do not rank it.
• Delight Points are not earned on the transaction categories IDBI Bank exempts.

Joining fee: ₹0. Foreign currency markup: not published.

Read from IDBI Bank’s own page on 2026-09-30.

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