IDBI Bank Euphoria World Credit Card

IDBI Bank · ₹1,499 a year · fee waived on ₹1,50,000 of annual spend

A travel-leaning Mastercard World card with lounge access.

What the bank says

• 6 Delight Points for every ₹100 on hotels, airlines, IRCTC and bus bookings
• 12 complimentary domestic lounge visits a year
• ₹25 lakh air travel accident cover
• Annual fee of ₹1,499 from the second year, waived on spends above ₹1.5 lakh
• 1% fuel surcharge waiver, up to ₹500 a month

Things that catch people out

• IDBI Bank states no rupee value for a Delight Point on this card’s page, so we do not rank it.
• Delight Points are not earned on the transaction categories IDBI Bank exempts.

Joining fee: ₹0. Foreign currency markup: not published.

Read from IDBI Bank’s own page on 2026-09-30.

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