YES BANK POP Club Credit Card

YES BANK · ₹399 a year · fee waived on ₹1,50,000 of annual spend

A UPI-friendly card that earns POPcoins, with a fee that is waived on ₹1.5 lakh of spend.

What the bank says

10 POPcoins per ₹100 on online spends, 2 POPcoins per ₹100 on everything else
Zero joining fee; ₹399 renewal fee, not charged if you spend ₹1.5 lakh in a year
400 POPcoins on paying the annual fee and 1,500 on spending ₹1.5 lakh in a year
A lifetime free version is offered
1% fuel surcharge waiver on transactions of ₹1,000 to ₹3,500, at most ₹100 a statement from 1 June 2026

Applicants must be 21 to 60 years old with a net salary of ₹25,000 a month or a tax return of ₹7.5 lakh, and cannot already hold a YES BANK credit card.
YES BANK states no rupee value for a POPcoin, so we do not rank it.
POPcoins are earned only on personal spends, and at most five rent payments are allowed in any 30 days.
The fuel surcharge waiver was cut on 1 June 2026, from ₹300 to ₹100 a statement cycle.
Fees and exclusions are in the bank’s Most Important Terms and Conditions; check them before you apply.

Joining fee: ₹0. Foreign currency markup: not published.

Read from YES BANK’s own page on 2026-09-30.