American Express Platinum Reserve Credit Card

American Express · ₹10,000 a year · fee waived on ₹10,00,000 of annual spend

A premium American Express credit card.

What the bank says

• Up to 10,000 bonus Membership Rewards points
• 2 lounge visits a quarter at select airports
• Priority Pass membership with the $99 fee waived
• Renewal fee waived on ₹10 lakh of annual spend

Things that catch people out

• American Express does not publish what a Membership Rewards point is worth, so this card is not ranked.

Joining fee: ₹10,000. Foreign currency markup: not published.

Read from American Express’s own page on 2026-09-12.

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