American Express Platinum Card

American Express · ₹66,000 a year

American Express’s top charge card, for very high spenders.

What the bank says

• 1 Membership Rewards point per ₹40, and 3X abroad
• Hotel benefits worth up to ₹44,300 and Taj, Oberoi and LaLiT privileges
• Airport lounge access in 140+ countries
• Vouchers worth up to ₹35,000 on renewal at ₹20 lakh of annual spend

Things that catch people out

• American Express does not publish what a Membership Rewards point is worth, so this card is not ranked.
• This is a charge card: the balance must be paid in full each month.

Joining fee: ₹66,000. Foreign currency markup: not published.

Read from American Express’s own page on 2026-09-12.

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