HSBC Taj Credit Card

HSBC · ₹1,10,000 a year

An ultra-premium card built around Taj and IHCL hotels, priced at ₹1.1 lakh a year.

Base rate: 1% as Reward Point.

What the bank says

• Earn 1.5 reward points for every INR100 on standard purchases; 1.5 reward points = INR1 in the Taj card wallet
• Earn 5 reward points for every INR100 at Taj, SeleQtions, Gateway and Vivanta hotels
• NeuPass Taj InnerCircle Platinum tier membership
• Access to The Chambers Lounge and the Taj Club Lounge up to 12 times a year
• 25% savings on the best available rate at Taj and participating IHCL hotels

Things that catch people out

• The bonus 5 points per ₹100 at Taj, SeleQtions, Gateway and Vivanta hotels is not included in our figure.
• Its value is in the Taj benefits, which our figure does not count; on rewards alone the fee is far higher than what the card returns.
• No reward points on fuel, e-wallet loads, rent, education, government payments or insurance.

Joining fee: ₹1,10,000. Foreign currency markup: not published.

Read from HSBC’s own page on 2026-09-16.

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