HSBC Visa Platinum Credit Card

HSBC · Lifetime free

A free-for-life HSBC card that earns points convertible to airline miles.

What the bank says

• No joining or annual fees
• Earn 2 reward points for every INR150 you spend
• Up to 6 times the reward points on hotels, flights and car rentals through Travel with Points
• Convert points into air miles with Air India, Etihad, British Airways and Singapore Airlines

Things that catch people out

• The card page does not say what a reward point is worth, so we cannot put a rupee figure on it yet.

Joining fee: ₹0. Foreign currency markup: not published.

Read from HSBC’s own page on 2026-09-16.

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