HSBC TravelOne Credit Card

HSBC · ₹4,999 a year · fee waived on ₹8,00,000 of annual spend

A travel card whose points convert to airline miles and hotel points.

What the bank says

• Earn 4 reward points for every INR100 spent on flights, travel aggregators and in foreign currency
• Earn 2 reward points for every INR100 spent on anything else, with no cap
• Instant redemption to major airline miles and hotel points
• 4 international airport lounge visits a year
• Annual fee waived if you spend more than INR800,000 a year

Things that catch people out

• The card page does not say what a point is worth in rupees, or state the forex markup, so we cannot rank it yet.

Joining fee: ₹4,999. Foreign currency markup: not published.

Read from HSBC’s own page on 2026-09-16.

All 385 cards · Your best cards