Varunah BOBCARD (Indian Navy)

BOBCARD · ₹2,499 a year · fee waived on ₹1,50,000 of annual spend

A rewards card for Indian Navy personnel.

Base rate: 0.75% as Reward Point.

What the bank says

• 15 reward points per ₹100 on dining and online spends
• 3 points per ₹100 on the rest
• Joining fee reversed on ₹25,000 of spend in 180 days

Where it pays more

• 3.75% on dining and online spends (15 points per ₹100), with the extra points capped at 2,500 a month

Things that catch people out

• Only for Indian Navy personnel.
• UPI and utility payments earn only the core rate, not the accelerated one.

Joining fee: ₹2,499. Foreign currency markup: 2%.

Read from BOBCARD’s own page on 2026-09-16.

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