Paytm HDFC Bank Digital Credit Card

HDFC Bank · ₹149 a year · fee waived on ₹25,000 of annual spend

A low-fee digital card with 1% on most spends.

Base rate: 1% cashback.

What the bank says

• 2% on Paytm Scan & Pay at select merchants, up to ₹250 a month
• 2% on Swiggy and Uber, up to ₹250 a month
• 1% on other spends, up to ₹500 a month

Where it pays more

• 2% on Swiggy, up to ₹250 a month

Things that catch people out

• Other spends stop earning at ₹500 of cashback a month.
• We assume 60% of your food delivery is on Swiggy.

Joining fee: ₹149. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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