Paytm HDFC Bank Mobile Credit Card

HDFC Bank · ₹149 a year · fee waived on ₹25,000 of annual spend

A low-fee Paytm card with modest cashback.

Base rate: 0.5% cashback.

What the bank says

• 2% on Paytm Mall, movies and Mini App, up to ₹250 a month
• 1% on other Paytm spends, up to ₹250 a month
• 0.5% on other spends, up to ₹500 a month

Things that catch people out

• The higher Paytm rates are not in our figure.
• Other spends stop earning at ₹500 of cashback a month.

Joining fee: ₹149. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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