ICICI Bank Sapphiro Credit Card

ICICI Bank · ₹3,500 a year · fee waived on ₹6,00,000 of annual spend

ICICI’s premium everyday card, with domestic and international lounges.

What the bank says

• Joining fee ₹6,500; annual fee ₹3,500, waived for the next year on spends over ₹6 lakh
• 4,000 reward points on ₹4 lakh of annual spend and 2,000 more for every additional ₹1 lakh, up to 20,000 a year
• 4 domestic and 2 international airport lounge visits

Things that catch people out

• ICICI shows this card’s earn rate only in a visual table, which we could not read, so it is not ranked yet.

Joining fee: ₹6,500. Foreign currency markup: not published.

Read from ICICI Bank’s own page on 2026-09-16.

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