RBL Bank DMI Finance Credit Card

RBL Bank · ₹499 a year

An entry card sold through DMI Finance.

Base rate: 0.25% as Reward Point.

What the bank says

• 2 reward points per ₹100 online, 1 in stores
• Up to 500 points a month in total
• 2,000 welcome points and a ₹200 voucher

Where it pays more

• 0.5% on online spends (2 points per ₹100), within the 500-point monthly cap

Things that catch people out

• All points stop at 500 a month.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹499. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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