RBL Bank MoneyTap Credit Card

RBL Bank · ₹499 a year

A low-fee card sold through the MoneyTap app.

Base rate: 0.25% as Reward Point.

What the bank says

• 2 reward points per ₹100 online, 1 in stores
• 20% cashback on Zomato, up to ₹200 a month
• 2,000 points on activation

Where it pays more

• 0.5% on online spends (2 points per ₹100)

Things that catch people out

• No points on fuel, rent, utilities, insurance, education, wallet loads or government payments.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹499. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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