RBL Bank MyFirst Credit Card

RBL Bank · ₹999 a year

A first credit card, with very small rewards.

Base rate: 0.06% as Reward Point.

What the bank says

• 8 reward points per ₹400 on education and bill payments
• 1 point per ₹400 on the rest
• 2,000 welcome points

Where it pays more

• 0.5% on bill payments (8 points per ₹400)

Things that catch people out

• Its base rate is only about 0.06%.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹999. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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