RBL Bank Platinum Choice Credit Card

RBL Bank · ₹499 a year

An entry card with small rewards.

Base rate: 0.25% as Reward Point.

What the bank says

• 2 reward points per ₹100 online
• 1 point per ₹100 on the rest
• 10% off on BookMyShow up to ₹100 a month

Where it pays more

• 0.5% on online spends (2 points per ₹100), up to 1,000 points a month

Things that catch people out

• No points on fuel, rent, utilities, insurance, education, wallet loads or government payments.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹499. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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