RBL Bank Platinum Edge Credit Card

RBL Bank · ₹1,999 a year · fee waived on ₹2,00,000 of annual spend

A mid-tier rewards card.

Base rate: 0.5% as Reward Point.

What the bank says

• 2 reward points per ₹100; 4 online
• 10,000 points on ₹1.5 lakh of annual spend
• 4 domestic lounge visits a year

Where it pays more

• 1% on online spends (4 points per ₹100), up to 1,000 extra points a month

Things that catch people out

• No points on fuel, rent, utilities, insurance, education, wallet loads or government payments.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹1,999. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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