RBL Bank Platinum ShopSmart Credit Card

RBL Bank · ₹499 a year

A grocery cashback card with lounge access.

Base rate: 0% cashback.

What the bank says

• 5% cashback on groceries, up to ₹250 a month
• 2 domestic lounge visits a year on ₹15,000 of spend a quarter

Where it pays more

• 5% on groceries, up to ₹250 a month

Things that catch people out

• The page states no reward on spends outside groceries, so we count none.

Joining fee: ₹499. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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