RBL Bank SalarySe UP Credit Card

RBL Bank · ₹499 a year

A virtual RuPay card for UPI payments.

Base rate: 0.2% as Reward Point.

What the bank says

• A virtual card built for UPI
• 5X points on UPI through the SalarySe app
• 10X points on UPI spending above ₹20,000 a month
• 1 point = ₹0.20 on the SalarySe app, with no redemption fee

Where it pays more

• 1% on UPI through the SalarySe app (5X points), up to 1,000 points a month

Things that catch people out

• The 10X rate on UPI spending above ₹20,000 a month is not in our figure.

Joining fee: ₹499. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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