SBI Card PULSE

SBI Card · ₹1,499 a year

A health and fitness card from SBI Card.

Base rate: 0.5% as Reward Point.

What the bank says

• 10 reward points per ₹100 on chemists, pharmacies, sports, dining and movies
• 2 reward points per ₹100 on all other spends
• 4 domestic lounge visits a year

Where it pays more

• 2.5% on dining (10 points per ₹100, also on chemists, pharmacies, sports and movies)

Things that catch people out

• Chemist, pharmacy and sports spending earn 2.5% too, but we have no separate category for them.
• SBI Card’s page states no monthly cap on this rate; its terms may set one.

Joining fee: ₹1,499. Foreign currency markup: 1.99%.

Read from SBI Card’s own page on 2026-09-16.

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