SimplyCLICK SBI Card

SBI Card · ₹499 a year · fee waived on ₹1,00,000 of annual spend

A low-fee online shopping card, best if you use its partner brands.

Base rate: 0.25% as Reward Point.

What the bank says

• 10X reward points online with partners including Myntra, Swiggy, BookMyShow, Cleartrip, Apollo 24x7, Netmeds and Tata CLiQ
• 5X reward points on all other online spends
• 1 reward point per ₹100 on all other spends
• ₹2,000 e-vouchers on online spends of ₹1 lakh and ₹2 lakh
• Annual fee reversed on annual spends of ₹1 lakh

Where it pays more

• 1.25% on online spends (5X points), up to 10,000 points a month

Things that catch people out

• The 10X rate at partner brands and the online-spend vouchers are not in our figure, so partner shoppers will earn more.
• SBI Card’s terms cap the 5X online rate at 10,000 points (₹2,500) a month.

Joining fee: ₹499. Foreign currency markup: not published.

Read from SBI Card’s own page on 2026-09-16.

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