SBI Card Unnati

SBI Card · ₹499 a year · fee waived on ₹1,00,000 of annual spend

A card issued against a fixed deposit, for building a credit history.

What the bank says

• 1 reward point per ₹100 spent
• ₹500 cashback on annual spends of ₹50,000
• Issued against a fixed deposit

Things that catch people out

• The page lists a fee for the first four years in a way we could not read clearly.

Joining fee: not published. Foreign currency markup: not published.

Read from SBI Card’s own page on 2026-09-16.

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