YES BANK novio Credit Card

YES BANK · Lifetime free

A free YES BANK card that pays in novio coins.

What the bank says

• Lifetime free
• 5 novio coins per ₹100 on eligible spends, including UPI through other apps
• 1% fuel surcharge waiver

Things that catch people out

• YES BANK does not state what a novio coin is worth in rupees, so the card is not ranked.

Joining fee: ₹0. Foreign currency markup: not published.

The facts

• Annual fee: none, free forever
• Fee waived at: no fee to waive
• Domestic lounge visits: not published
• Minimum income: not published

Read from YES BANK’s own page on 2026-09-30.

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