Flipkart Axis Bank Credit Card

Axis Bank · ₹500 a year · fee waived on ₹3,50,000 of annual spend

Built for Flipkart and Myntra shoppers, with 1% on everything else.

Base rate: 1% cashback.

What the bank says

• 5% cashback on Flipkart and Cleartrip, capped at ₹4,000 a quarter per merchant
• 7.5% cashback on Myntra, capped at ₹4,000 a quarter
• 4% cashback at preferred merchants
• Unlimited 1% cashback on other eligible spends
• Annual fee waived on annual spends above ₹3,50,000

Where it pays more

• 5% on Flipkart, capped at ₹4,000 a quarter

Things that catch people out

• We assume 40% of your online shopping is on Flipkart. The quarterly ₹4,000 cap is counted as ₹1,333 a month.
• The 7.5% on Myntra and 4% at preferred merchants are not in our figure, so heavy Myntra shoppers will earn more.
• The joining fee is currently nil as a limited-period offer.
• Rent and wallet loads do not count toward the annual fee waiver.

Joining fee: ₹0. Foreign currency markup: 3.5%.

Read from Axis Bank’s own page on 2026-09-16.

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