IndianOil Axis Bank Credit Card

Axis Bank · ₹500 a year · fee waived on ₹3,50,000 of annual spend

A fuel card for IndianOil pumps.

What the bank says

• 4% value back at IndianOil pumps: 20 reward points per ₹100
• 1% value back on online shopping: 5 reward points per ₹100
• 1 EDGE REWARD point per ₹100 on other spends
• First year free; ₹500 a year after, waived on spends of ₹3.5 lakh

Things that catch people out

• Axis does not state on the card page whether the 4% on fuel is capped, so we do not rank it rather than risk overstating it.
• No points on insurance, gold, wallet loads, rent, utilities, government or education.

Joining fee: ₹500. Foreign currency markup: 3.5%.

Read from Axis Bank’s own page on 2026-09-16.

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