Axis Bank Select Credit Card

Axis Bank · ₹3,000 a year · fee waived on ₹8,00,000 of annual spend

A mid-premium Axis card earning 1% in points, with golf and lounges.

Base rate: 1% as EDGE REWARD Point.

What the bank says

• 10 EDGE REWARD points on every ₹200 spent
• 2X points on retail shopping: department stores, grocery and clothing stores
• 5,000 EDGE REWARD points on spending ₹3 lakh in an anniversary year
• Annual fee waived on spending ₹8 lakh in an anniversary year
• 6 complimentary golf rounds a year

Things that catch people out

• The 2X rate on retail shopping is not in our figure because Axis does not state its cap on the card page, so grocery and clothing spenders will earn more than shown.
• No points on insurance, rent, fuel, education, utilities and telecom, wallet loads, gold or government payments.
• Domestic lounge visits need ₹50,000 of spend in the previous three months.
• Fees are nil for Burgundy account holders.

Joining fee: ₹3,000. Foreign currency markup: 3.5%.

Read from Axis Bank’s own page on 2026-09-16.

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