HDFC Bank Doctor’s Regalia Credit Card

HDFC Bank · ₹2,500 a year · fee waived on ₹3,00,000 of annual spend

A Regalia card for doctors.

What the bank says

• 4 reward points per ₹150, including insurance, utilities, education and rent
• Bonus points at ₹5 lakh and ₹8 lakh of annual spend
• Foreign currency markup of 2%

Things that catch people out

• HDFC Bank’s page gives no cashback value for its points, so it is not ranked.

Joining fee: ₹2,500. Foreign currency markup: 2%.

Read from HDFC Bank’s own page on 2026-09-16.

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