Paytm HDFC Bank Credit Card

HDFC Bank · ₹500 a year · fee waived on ₹50,000 of annual spend

A Paytm card for bills and recharges.

Base rate: 1% cashback.

What the bank says

• 3% on recharges, bills and movies on Paytm, up to ₹500 a month
• 2% on other Paytm spends, up to ₹500 a month
• 1% on other spends, up to ₹1,000 a month

Where it pays more

• 3% on recharges and bills paid on Paytm, up to 500 a month

Things that catch people out

• We assume 80% of your bills are paid on Paytm.
• Other spends stop earning at ₹1,000 of cashback a month.
• No cashback on wallet loads, fuel, EMI, rent or government payments.

Joining fee: ₹500. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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