Paytm HDFC Bank Select Credit Card

HDFC Bank · ₹1,000 a year · fee waived on ₹1,50,000 of annual spend

For people who pay bills and book on Paytm.

Base rate: 1% cashback.

What the bank says

• 5% on recharges, bills, travel and movies on Paytm, up to ₹1,500 a month
• 3% at Swiggy, AJIO, Big Basket and Uber, up to ₹500 a month
• 1% on other spends, up to ₹2,000 a month
• 8 domestic lounge visits a year

Where it pays more

• 5% on recharges and bills paid on Paytm, up to 1,500 a month
• 3% at Big Basket, up to 500 a month (shared with Swiggy, AJIO and Uber)
• 3% on Swiggy, up to 500 a month (shared with AJIO, Big Basket and Uber)

Things that catch people out

• We assume 80% of your bills are paid on Paytm.
• Other spends stop earning at ₹2,000 of cashback a month.
• No cashback on wallet loads, fuel, EMI, rent or education.

Joining fee: ₹1,000. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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