Swiggy BLCK HDFC Bank Credit Card

HDFC Bank · ₹1,000 a year · fee waived on ₹2,00,000 of annual spend

The premium Swiggy card, for heavy Swiggy users.

Base rate: 1% cashback.

What the bank says

• 10% cashback on Swiggy
• 5% cashback at select online merchants
• 1% on other spends
• Swiggy BLCK membership on activation

Where it pays more

• 10% on the Swiggy app (orders of ₹249 or more), up to ₹1,500 a month
• 5% on select online merchants, up to ₹1,500 a month

Things that catch people out

• We assume 60% of your food delivery is on Swiggy.
• HDFC Bank’s terms cap cashback each month at ₹1,500 on the 10% rate, ₹1,500 on the 5% rate and ₹1,000 on the 1% rate.

Joining fee: ₹1,000. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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