Tata Neu Plus HDFC Bank Credit Card

HDFC Bank · ₹499 a year · fee waived on ₹1,00,000 of annual spend

An entry Tata Neu card earning 1% almost everywhere.

Base rate: 1% as NeuCoin.

What the bank says

• 2% back as NeuCoins on Tata Neu and partner Tata brands
• 1% back as NeuCoins on other spends
• 0.25% on UPI, up to 500 NeuCoins a month

Things that catch people out

• The 2% at Tata brands is not in our figure. NeuCoins can only be spent with Tata Neu and partner Tata brands.
• UPI earns 0.25%, which our figure does not count.
• NeuCoins on groceries are capped at 1,000 a month.

Joining fee: ₹499. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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