RBL Bank MoneyTap Black Credit Card

RBL Bank · ₹3,000 a year

A premium card sold through the MoneyTap app.

Base rate: 0.5% as Reward Point.

What the bank says

• 10 reward points per ₹100 online, up to 500 a month
• 2 points per ₹100 on the rest
• 1,000 points a month for 5 transactions of ₹1,000 or more
• 1 lounge visit a quarter

Where it pays more

• 2.5% on online spends (10 points per ₹100), up to 500 points a month

Things that catch people out

• No points on fuel, rent, utilities, insurance, education, wallet loads or government payments.
• RBL Bank charges ₹99 plus GST each time you redeem points, which our figure does not deduct.

Joining fee: ₹3,000. Foreign currency markup: not published.

Read from RBL Bank’s own page on 2026-09-16.

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