SBI Card MILES ELITE

SBI Card · ₹4,999 a year

SBI Card’s top travel card, earning 3% on travel.

Base rate: 1% as Travel Credit.

What the bank says

• 6 Travel Credits per ₹200 on travel
• 2 Travel Credits per ₹200 on all other spends
• 8 domestic and 6 international lounge visits a year

Where it pays more

• 3% on travel (6 Travel Credits per ₹200)

Joining fee: ₹4,999. Foreign currency markup: 1.99%.

Read from SBI Card’s own page on 2026-09-16.

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