Shoppers Stop Black HDFC Bank Credit Card

HDFC Bank · ₹4,500 a year

For Shoppers Stop regulars; points only become Shoppers Stop vouchers.

Base rate: 2% as Reward Point.

What the bank says

• 7% back as points at Shoppers Stop
• 2% back as points on other spends
• 16 domestic and 8 international lounge visits a year

Things that catch people out

• Points can only be redeemed as Shoppers Stop vouchers.
• The 7% at Shoppers Stop is not in our figure.
• Points on groceries are capped at 1,000 a month.

Joining fee: ₹4,500. Foreign currency markup: not published.

Read from HDFC Bank’s own page on 2026-09-16.

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